Effective Date: November 10, 2025
Mikrorocket ("we," "us," or "our") respects your privacy. This Privacy Policy explains our practices regarding personal information collected through mikrorocketdemo.com (the "Site"), web forms, email subscriptions, and advisory interactions. By using the Site, you agree to the practices described below.
1. Information We Collect
1.1 Information You Provide
We collect information you voluntarily submit, including name, email address, insurance interests, messages, budget ranges, and consent preferences when you complete contact, quote, cost estimator, subscribe, or unsubscribe forms. If you engage us for insurance services, we may also collect underwriting-related details such as property descriptions, business operations, loss history, and beneficiary designations as necessary to obtain quotes or service policies.
1.2 Automatically Collected Information
When you visit the Site, server logs may record browser type, device identifiers, referring URLs, pages viewed, and approximate timestamps. We may use cookies or similar technologies to remember preferences, measure traffic, and improve performance. You can control cookies through browser settings; disabling cookies may affect Site functionality.
1.3 Information from Third Parties
We may receive information from insurance carriers, consumer reporting agencies (where permitted for underwriting), marketing partners, and publicly available sources to verify details, prevent fraud, or supplement applications you authorize.
2. How We Use Information
We use personal information to:
- Respond to inquiries and provide requested quotes or consultations
- Prepare applications, endorsements, and certificates of insurance
- Assist with claims reporting and policy servicing
- Send transactional messages about submissions or active policies
- Deliver marketing communications when you opt in, including educational content
- Analyze Site usage to improve content, security, and user experience
- Comply with legal obligations, licensing requirements, and carrier agreements
- Detect, investigate, and prevent fraudulent or unauthorized activity
3. Legal Bases for Processing
Where privacy laws require a legal basis, we process personal information based on your consent, performance of a contract or pre-contractual steps at your request, compliance with legal obligations, and our legitimate interests in operating a secure, effective insurance advisory business, balanced against your rights.
4. How We Share Information
We do not sell personal information. We may share information with:
- Insurance carriers and underwriting partners to obtain quotes, issue policies, and service claims
- Service providers who assist with hosting, analytics, email delivery, document storage, or customer relationship tools, subject to confidentiality obligations
- Professional advisors such as auditors or legal counsel when necessary
- Authorities when required by law, subpoena, or to protect rights, safety, and security
- Business successors in connection with a merger, acquisition, or asset sale, with notice where required
We share only the minimum information necessary for each purpose. Carriers may retain data according to their own privacy policies once applications are submitted.
5. Marketing Communications
When you subscribe, we may send newsletters, renewal reminders, and educational materials. Each marketing email includes guidance on managing preferences. You may unsubscribe at any time via the Unsubscribe page. Unsubscribing stops marketing messages but does not affect transactional communications related to policies you hold with us.
6. Data Retention
We retain personal information for as long as needed to fulfill the purposes described in this Policy, including servicing policies, resolving disputes, enforcing agreements, and meeting recordkeeping requirements imposed by regulators or carriers. When data is no longer required, we delete or de-identify it using reasonable safeguards.
7. Security
We implement administrative, technical, and physical measures designed to protect personal information, including access controls, encryption in transit where supported, and staff training. No method of transmission or storage is completely secure; you share information at your own risk, and you should protect your devices and credentials.
8. Children's Privacy
The Site is not directed to children under sixteen, and we do not knowingly collect their personal information. If you believe a child has provided information, contact us through the Site so we can delete it.
9. International Visitors
The Site may be accessed globally. If you access the Site from outside your home jurisdiction, you understand that information may be processed in locations where privacy laws differ. Where required, we implement appropriate safeguards for cross-border transfers.
10. Your Rights and Choices
Depending on applicable law, you may have rights to access, correct, delete, or restrict processing of your personal information, to object to certain processing, to data portability, and to withdraw consent without affecting the lawfulness of processing before withdrawal. You may also lodge a complaint with a supervisory authority.
To exercise rights, submit a request through the Contact Us form with sufficient detail for us to verify your identity. We will respond within timeframes required by law.
11. Cookies and Analytics
We may use first-party cookies for session management and preference storage. Analytics tools help us understand aggregated traffic patterns. You can block cookies in your browser; some features may not function correctly if cookies are disabled.
12. Third-Party Links
The Site may contain links to carrier portals, social networks, or educational sites. We are not responsible for their privacy practices. Review their policies before providing personal information.
13. Insurance-Specific Notices
When you apply for coverage, carriers may require personal information about health, finances, or criminal history where permitted. Such information is collected only with appropriate notices and authorizations. Claims information may be shared with adjusters, medical providers, or repair vendors as needed to investigate and settle losses.
14. Changes to This Policy
We may update this Privacy Policy to reflect operational, legal, or regulatory changes. The Effective Date indicates the latest revision. Material changes will be posted on this page and, when appropriate, communicated through the Site or email.
15. Contact
Privacy questions or requests may be submitted via the Contact Us form. Please describe your request clearly so we can assist efficiently.