Commercial & Personal Property
Property policies from Mikrorocket address buildings, contents, business personal property, inland marine equipment, and rental dwellings. We benchmark replacement cost valuations each renewal so limits keep pace with construction inflation.
- Named peril and all-risk formats with optional flood or earthquake endorsements
- Business income and extra expense for tenant-occupied portfolios
- Equipment breakdown for HVAC, boilers, and production machinery
- Blanket limits across locations to simplify mid-term acquisitions
Life, Disability & Legacy Planning
Life insurance is more than a death benefit—it is liquidity for mortgages, business buy-sell agreements, key person retention, and charitable giving. We illustrate scenarios with illustrated ledgers so you see how cash values or term conversions may perform over time.
- Term, whole, universal, and indexed universal life comparisons
- Living benefits and chronic illness accelerations where available
- Disability income coordination with employer-sponsored plans
- Trust-owned life insurance consulting with your legal team
Business & Commercial Packages
General liability, professional liability, cyber, employment practices, commercial auto, and workers' compensation can be coordinated under a single service team. Contract reviews ensure certificates of insurance meet vendor and project requirements.
- Management liability bundles for directors and officers
- Cyber incident response planning with breach coach referrals
- Fleet telematics programs that reward safe driving data
- Experience modification tracking for workers' compensation
View Pricing Tiers
